Investment Process

Define Goals

Investment is a lifestyle consideration

  • Define investment objectives
  • Define risk tolerance
  • Identify time horizon and liquidity constraints
  • Identify specific needs

Risk Budgeting

Understanding “Risk” is paramount

  • Decide on the amount of risk allocated to the portfolio
  • Understand the risk and return profile and correlations for various asset classes in different market conditions
  • Manage risk in a disciplined manner to maximise the risk and return profile of the portfolio

Strategic & Tactical Asset Allocation

Don’t put all your eggs in one basket

  • Utilise a combination of qualitative and quantitative approaches to determ ine the optimal asset mix for the long term
  • Optimise portfolio risk and return profile through a proper diversification model

Manager Selection

We look beyond the “Return Figures” when we select our managers

  • Capture dispersion across the manager universe to identify the outperforming managers
  • Perform due diligence on the selected managers
  • Ensure performance of selected managers are consistent with their stated investment strategies and track record

Portfolio Construction

Putting our investment strategies into action

  • Put together the output from steps one to four
  • Select the appropriate service providers and investment platform for execution
  • Determine execution and rebalancing strategies

Review & Simulation

Our simulations help provide realistic risk and return expectations

  • Review step one to five every three months to ensure the portfolio is up to date
  • Generate portfolio simulations for comparison with actual performance