Define Goals
Investment is a lifestyle consideration
- Define investment objectives
- Define risk tolerance
- Identify time horizon and liquidity constraints
- Identify specific needs
Risk Budgeting
Understanding “Risk” is paramount
- Decide on the amount of risk allocated to the portfolio
- Understand the risk and return profile and correlations for various asset classes in different market conditions
- Manage risk in a disciplined manner to maximise the risk and return profile of the portfolio
Strategic & Tactical Asset Allocation
Don’t put all your eggs in one basket
- Utilise a combination of qualitative and quantitative approaches to determ ine the optimal asset mix for the long term
- Optimise portfolio risk and return profile through a proper diversification model
Manager Selection
We look beyond the “Return Figures” when we select our managers
- Capture dispersion across the manager universe to identify the outperforming managers
- Perform due diligence on the selected managers
- Ensure performance of selected managers are consistent with their stated investment strategies and track record
Portfolio Construction
Putting our investment strategies into action
- Put together the output from steps one to four
- Select the appropriate service providers and investment platform for execution
- Determine execution and rebalancing strategies
Review & Simulation
Our simulations help provide realistic risk and return expectations
- Review step one to five every three months to ensure the portfolio is up to date
- Generate portfolio simulations for comparison with actual performance